Karl began his financial services career in 1996 entering the business as a field agent for The Knights of Columbus Insurance.
He worked out of his home for 3 years providing fixed and term life insurance and fixed retirement annuties.  Here he received a strong understanding of the benefits of guaranteed interest accounts and the importance of allocating a portion of assets in those type of financial vehicles.  During his 3 years as a Knights of Columbus Agent Karl became a Fraternal Insurance Counselor and in 1997 was the top new member recruiter within the Wisconsin State Council Knights of Columbus.
In 1999 Karl became a career agent of The Principal Financial Group where he expanded on his knowledge and obtained his securities license.  At his new location in the Eastern WI Buinsess Center in Neenah, WI, Karl then was able to provide mutual funds, variable universal life insurance, variable retirement annuities and added disability income and long term care insurance to his services.  Within 2 years he was licensed with over ten A rated life insurance companies and able to provide his clients with the benefit of shopping several life insurance companies for the best term life insurance rates based on age and health conditions.  He also began offering Medicare Supplement and both group and individual health insurance to his existing clients for the convenience of a one-stop shop.
While at The Principal Karl expanded his knowledge to provide benefits for business owners and their employees.  He learned of the many non-qualified executive benefit strategies and developed a  team of financial specialists he can access for business owner and employee programs assistance.
In 2003 after 3 years as a career agent at The Principal, Karl became an independent broker and moved his business back to his home in Little Chute where he continues to serve his clients to this day with numerous financial products provided by a variety of insurance and investment management companies.

Karl enjoys working with his clients.  
He has an unending willingness to take as much time as needed for his clients to be comfortable with his suggestions. 
 
Karl believes that education is the key to a good client relationship.  
The more the client understands about insurance and investments, the more they will be able to participate in their own investment selection, and the more comfortable they will feel. 

In March, 2006 Karl established Karl Vandenberg Financial Services, LLC to provide additional services and flexibility.
In March, 2007 Karl changed his broker/dealer relationship to H. Beck, Inc., Bethesda, MD an affiliate of Capital Financial Group - the independent's choice.
This change has enabled Karl to continue to provide financial products and services that are beneficial to his clients without being restricted to provide any certain company or its product(s).

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